Using your retirement savings for something other than its specified purpose is possible, but it needs to be done with care. Dennis says, "Most of us don't plan on needing money early, but if we do, how do we draw the funds? How do we avoid penalties involved? What strategies do we employ if we've been let go from a company, have unexpected health issues or college costs? Or what if we need extra income on a monthly basis if one spouse retires early?" Listen as Dennis Prout and Shea Petaja discuss which accounts to draw from and how to draw money early. Whether it's an unexpected emergency or an early retirement, there is, in fact, a method to the madness.