For more than 30 years you've been programmed to "save, save, save" and invest wisely so that you can retire. When you retire you then have to learn how to "spend, spend, spend" wisely. It's hard to make "The Switch" from one mentality to the next. You lose freedom with income, but you gain freedom with time. It's a series of trade-offs that we talk about in this episode. How can you change your strategy and make little pivots to ease the shock (or excitement) of transition?